Buying on the Water’s Edge

Little known facts about waterfront real estate on Cape Cod

Any property within 100 feet of wetland, falls under conservation jurisdiction, where the rules and regulations are different than the traditional purchasing or selling of property.

It is important to be aware of these differences, so there are no surprises and one knows what to expect when purchasing, owning, or selling a waterfront home.

Things to consider when buying, owning, or sellling a waterfront home


  • How much of the beach do you own?
  • Is it private or public?


  • Is it licensed and permitted at the local and state level?
  • What is the length of the license?
  • Is the dock private or is it shared with the neighbors?

Flood Insurance

  • Is it required?
  • How much does it cost?

Some of the factors that will determine the cost of your flood insurance are:

  • What flood zone is the property located in?
  • What does the elevation certificate show?

NOTE – When purchasing a home for cash, flood insurance is not required.

Conservation Consideration

  • Any improvements to land or the home within 100 feet of wetlands, require local conservation approval before any work is done.
  • Are there any outstanding orders of conditions?
  • If so, do they require continual maintenance, such as annual plantings?

If you want to know more about any of these topics, or the processes involved, I am always happy to answer any questions and guide you in the right direction.

Owning a waterfront property on Cape Cod can be a dream come true, and when one knows what to expect, the journey to buying, owning or selling can be smooth sailing.